SHAREHOLDING STRUCTURE

Our shareholders are Aktif Bank (80%) and Banka Kombetare Tregtare Kosova (BKT, 20%).

Turkey's largest privately-owned investment bank, Aktif Bank pioneers a next generation banking system as it diverts from the conventional, branching-based expansion model and instead builds its processes through digital channels and according to the business partnership agreements performed with the leading organizations of the sector. As a reflection of its this philosophy, the number of Aktif Bank branches remained at eight over the last five years. These branches heavily focus on services that require one-on-one communication such as corporate banking, investment banking and private banking.

In retail banking, which needs a large distribution network, Aktif Bank provides services to 6.6 million people, accounting for 14.3% of the entire private banking customer market in the Turkish banking sector, with 652 employees, driven by its collaborations with other distribution organizations that are active in the market, innovative business models to which it provides marketing and operational support, and investments into digital channels. In addition to its main areas of activity, the Bank has made significant difference in a wide range of services and products with its subsidiaries which provide innovative solutions in a variety of areas, such as money transfer, insurance, card products and extensive kiosk solutions.

Having received hundreds of global awards for its groundbreaking products and solutions, Aktif Bank is among Turkey's top international award-winning organizations for its performance in various fields such as payment systems, technology, quality, innovation, investment products, distribution channels and communication. The Bank's achievements in 2017 were crowned with 21 awards, bringing its total number of accolades to 128.

Operating in Kosovo market since 2007, BKT Kosovo was a branch of BKT Albania until 2018. As of April 2018, it has become one of the fastest growing banks in the Kosovo banking sector. BKT offers a large number of innovative and modern banking opportunities and solutions, as well as various competitive banking products. BKT Kosovo is committed to serving all customer categories including individuals, companies, SMEs and micro-businesses while focusing on being recognized as a global banking partner.

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